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What does the insurance company have to pay if you total your car with full coverage?
Updated: 9/11/2023
They pay whatever the value is of your vehicle less the deductible. The value they pay, in most cases, will be the trade-in value or average private sale value. Not enough to replace the car even when you add the deductible. anything you do with the car or any one else but beware when claiming on insurance they will charge you more next time
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