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You need to read your policy for the details of what is covered as there are special limits on many items including, jewelry, art, collectibles, firearm among many other items. I recommend that you go through this part of your policy in DETAIL to see the coverages that are provided, if they do not appear to be enough contact your agent and see if they can sell you additional coverage for those items.

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12y ago

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Q: What does personal property coverage cover under your homeowner policy?
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