Can you claim a life insurance policy on your exhusband?
I don't really understand the question. I assume you mean can
you take out a life insurance policy on your husband? The person
who is being insured must answer the underwriting questions on the
application in person and must sign the application and be
witnessed by a third unrelated person. Normally the agent is the
witness. An important fact is the owner of the policy. The owner is
the person who has complete control of the policy after it is
issued. Only the owner can change the address, change the
beneficiary, etc. Most of the time the owner is the insured but not
always. The beneficiary must have an "insurable interest" at the
time the policy is taken out. For instance if a husband is insured
and the owner of a life insurance policy. He can make his wife the
beneficiary but if they divorce he and only he can change the
beneficiary and no notice has to be sent to the former
beneficiary.