What does a named non-owner policy cover?

Answer 1

A named non-owner policy provides liability and Uninsured/Underinsured motorist coverage for those that do not own a personal vehicle of their own. Say your company provides you with a company car to use for your job. If you were to borrow a firends car or rent a car while traveling, you have no personal liability coverage of your own. A named non-owner policy solves this problem A non owner policy is a smart move. First of all,,,say later on ( a year or two) you become a vehicle owner, insurance companies use prior insurance to determine discounts. It will cover your (libility) in another vehicle that you have been given permisive use of also.