An SR-22A is an endorsement on an auto insurance policy that is required by the state. A person who is required to have an SR-22A is normally someone who has trouble keeping his or her insurance in force. They have often been caught driving without insurance. The insurance itself is usually not more expensive than regular insurance but generally the premium is required to be paid in full or at least more retrictive. The insurance company is responsible for making sure you have insurance for the full policy term or must at least give the state more notice time if you are going to cancel.
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