Companies use rating symbols for various things. Normally the vehicle symbol for comp/coll is based on the new purchase price of the vehicle. The higher the number the higher the insurance will cost. Some companies have their own symbols assigned to vehicles while most use the ISO (Insurance Services Office,Inc.) standard symbol.They also use your age in rating and you marital status in pricing auto insurance. A symbol will be assigned your vehicle when new and can go down over time depending on the replacement cost of the vehicle. For instance ISO symbol for an Infinity M35 AWD is 22 for new cost but, 21 for a 2005 model. Another example is a symbol of 10 for some Ford Ranger pick ups while a symbol for most Mercedes are 27.
Comprehensive insurance
Typically, homeowners insurance expressly excludes auto-related losses. Therefore, the auto comprehensive coverage should apply.
Auto insurance companies generally offer a comprehensive auto insurance package that covers the basics, as well as emergency road service, additional insurance to cover mechanical breakdown and it will reimburse you for rentals. Both Countrywide Insurance Group and Geico offer rate quotes on their websites.
if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.
Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.
Yes
No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.
Yes, under comprehensive
You will have to file a claim on your own comprehensive auto Insurance. The comprehensive portion of your auto insurance policy would provide coverage.
Hail damage and other acts of nature is covered under the comprehensive portion of your policy. If you picked comprehensive coverage when you purchased your auto insurance then yes, it would be covered.
Usually there is a deductible on comprehensive coverage auto insurance. The deductible can range in different amounts usually from 0 to $1000 or even higher if it is a very expense vehicle.
Comprehensive auto insurance covers all physical damage to car. If you car is brand new, then the scratch-free paint job is an asset. If you get comprehensive auto insurance, you can claim damages when your car will eventually get scratched in the course of use.