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What do you need as a prime contractor to protect you from a subcontractor claim effecting your insurance?
Most Reputable General Contractors will require any Subs bidding on a project to submit proof of insurance prior to bidding on the job.
So basically if the Sub has no proof of Insurance then he is not eligible even to place a bid.
If you've already chosen to hire uninsured subs and a claim is pending then you as the General Contractor are on the hook for all damages, there is no way around it.
Other AnswersProbably a lawyer. This could get complicated, so it's best to have legal advice all the way through negotiation and claims.
What else can I help you with?
What to do when a contractor does not want to pay a sub contractor?
A subcontractor can turn to Construction or mechanics lien law in order to secure payment. By being lien law compliant, meeting specific requirements such as preliminary notices and within time restrictions, a subcontractor can withhold payments to the primary contractor or lien the property. Lien laws are state specific and you should check your state's statutes for the requirements and restrictions. Property owners can protect themselves from these liens by requesting waivers or releases from all subcontracts and the primary contractor for each payment as well as a Contractor's Affidavit at the end of the job in exchange for the final payment.
What type of insurance coverage should a roofing contractor have to protect their business and employees, specifically roofing contractor insurance?
A roofing contractor should have liability insurance and workers' compensation insurance to protect their business and employees. This type of insurance, known as roofing contractor insurance, helps cover costs related to property damage, injuries, and legal claims that may arise during roofing projects.
How do you liabilitised subcontractor?
To "liabilitise" a subcontractor typically involves formalizing the subcontractor's responsibilities and obligations within a contract. This includes clearly defining the scope of work, deliverables, and timelines, along with specifying liability clauses that outline accountability for any damages or losses incurred. Additionally, it's important to include indemnification provisions to protect the primary contractor from potential claims arising from the subcontractor's actions. Proper insurance coverage should also be mandated to ensure adequate financial protection for all parties involved.
Are debris removal companies required to have insurance to protect against injury or damage to property?
All legitimate businesses have insurance to protect against injury and/or damage to property. Before engaging the service of any contractor, it is wise to make sure that the contractor is sufficiently insured.
What insurance should a contractor have when performing work on my home?
You should at least make sure that they are carrying $500,000 - $1,000,000 in liability limits on a general liability policy. This will protect you from any losses that they may cause such as a fire etc. You need to ask them for a certificate of insurance. Make sure you get it from their insurance agent and not the contractor.
Hiring a subcontractor that does not have general liability?
Don't do it, unless you know and absolutely trust the person. A good reputable contractor will be licensed and insured. He will also not be offended if you ask him to provide documentation. You need to protect your self. Saving a few bucks is not worth putting your life and potentially your financial future at risk by hiring a shady contractor.
does contractor general liability insurance protect the contractor from law suits filed against him ?
depending if your a corp. and what type s-corp,LLC.etc.. No they can still file suits against you but it can help with lawyers and payments. No it does not.
Does insurance cover damage from thermal treatment?
No,, Your home insurance policy does not cover work performed by your chosen contractor. That's what the Contractors Liability insurance is for.Your contractor who provided the thermal treatment service should have General Liability Insurance to cover damages that were created or caused by the work they performed.Never hire a contractor without first verifying they have the appropriate coverage to protect their clients.
What exactly is contractor liability insurance?
This insurance, though in some states isn't required is intended to protect the business owner from a wide variety of accountabilities and damages. It's much like car insurance only, for your business.
Can a subcontractor sue a contractor for nonpayment if the grace period for a mechanics lien has expired and the contractor is closing on the house in 2 weeks?
Yes--but the lawsuit would be for payment only, and not for foreclosure, since the grace period for the lien has expired. You may be able to get a prejudgment attachment against the house, so see a construction law or real estate attorney quickly to protect your rights.
Ways to protect the taj mahal?
it is protected by unesco but the is gas polution effecting the taj mahal
How can I protect myself from falling victim to insurance roofing scams?
To protect yourself from insurance roofing scams, be cautious of contractors who pressure you to sign quickly, offer deals that seem too good to be true, or ask for payment upfront. Research the contractor, get multiple quotes, and ask for references. Verify their insurance and licensing. Read contracts carefully and don't sign anything you don't understand.
