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What do car dealerships and lending institutions such as banks and credit unions use to determine the price of a used car?
Wiki User
∙ 14y ago
Blue Book
Wiki User
∙ 14y ago
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What do car dealerships and leading institutions such as banks and credit unions use to determine the price of a used car?
blue book...
What is the truth in lending act?
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do any local lending institutions offer stated loans for refinance purposes?
You can check with your local bank. Depending on your relationship they may, however, due to the economy most lending institutions will want full documentation as well as an excellent credit score.
What bank offers the best loans?
Loan type, amount and personal credit rating will determine the final cost of a loan. Different lending institutions such as banks, credit unions and financing companies will offer different rates and costs associated with loans. It is best contact many institutions which specialize in the type of loan you seek, in order to get the best loan for your situation.
What options are there for getting a loan with bad credit?
Credit unions may be more willing to lend money to those with bad credit. Also consider peer to peer lending options and family and friends that might be more willing to lend you money than financial institutions. Finally, some institutions may consider lending you money if you offer something of value as collateral.
Where can one find financial institutions for bad credit?
There are several lending institutions that will lend to people who have a bad or poor credit rating. Lenders can be located by checking the Yellow Pages section of a telephone directory. Lenders can also be located by using the internet.
Where can one obtain farm credit services?
Farm credit services are lending options that are available to one in the farming industry. There are some institutions that deal specifically with farm credit and those are Farm Credit Network and Farm Credit Services of America.
Will a car dealership do a credit history check in order for me to buy a new car?
Most car dealerships will do a credit check before selling you a car because the banks who are doing the financing want to know who they are lending money to. In these financially unstable times there are a few car dealerships advertising that if you have a job you qualify for a car loan at their dealership.
What are the six types of lending institutions?
Commercial banks, savings and loan associations, savings banks, credit unions, finance companies, and consumer finance companies.
What is a lending credit?
a person that lends credit
Does it effect your credit score when employers check your credit?
No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.
Is p2p lending?
Peer-to-peer lending (also known as person-to-person lending, peer-to-peer investing, and social lending; abbreviated frequently as P2P is the practice of lending money to previously unrelated individuals or "peers" without the intermediation of traditional financial institutions (banks). It takes place on online lending platforms that are provided by peer-to-peer lending companies on their websites and is facilitated by credit checking tools of varying complexity.
