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What else can I help you with?
What is the most common insurance coverage for a townhouse?
The most common insurance coverage for a townhouse is typically a combination of homeowners insurance and a master policy provided by the homeowners association.
Does a standard homeowners insurance policy cover the death of the insurer?
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
Is towing coverage provided on my auto insurance policy?
Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.
Can an automobile stay in a homeowners lot with out insurance?
Yes but there is no coverage for the vehicle under the homeowners policy.
Does homeowners insurance cover stolen items at college?
If you have off premise coverage on your policy and the stolen items were scheduled on your homeowners insurance policy then Yes, you should be covered for those items. Contact your insurance agent for clarification of your insurance coverage.
Will homeowners insurance cover damage to boats?
provided it is a covered cause of loss - there is a limited amount of coverage for watercraft on the policy - depends on policy usually between $1,000 - $5,000
How much extra should it cost to add rental coverage to homeowners coverage?
Actually you can't just add it. For rented property you need Dwelling coverage. Your homeowners insurance policy becomes automatically null and void when the property is rented out to another. You can have your agent endorse your policy for rental dwelling coverage or you can have your agent re-write the policy on the appropriate dwelling coverage form. Homeowners insurance is for owner occupied homes. Dwelling insurance is the landlords insurance for rented properties
Does homeowners insurance cover damage of your car in a house fire?
no motor vehicles are excluded - it would be covered under your auto policy provided you have comprehensive coverage.
What is the extent of third party coverage provided in this insurance policy?
This insurance policy provides coverage for third parties to a certain extent, but the specific details of the coverage may vary.
Is the furnace covered by homeowners insurance?
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.
What does ho-4 mean on homeowners insurance?
Ho4 means it's a renters policy ho3 is a homeowners policy ho6 is a condo policy dp3 is a rental property (landlord coverage)
Is a ho-a insurance policy the same as a ho-3 insurance policy?
No, they are not the same. HOA - Basic Coverage, is a Homeowners Insurance Policy Form "A", Also known as a HO1 policy. The HOA is the most common home Policy Form purchased in the United States. It is usually based on ACV valuation rather than on Replacement valuation in the event of a claim. Although it is generally the most affordable Home Insurance one can buy, it also tends to offer minimum coverages. HO2 - Extended Coverage, Also known as an HOB or Homeowners Policy Form "B" HO3 - Broad Coverage, is also Known as an HOC Policy, Homeowners Insurance Policy Form "C". The HO3 Home Insurance Policy is considered the Cadillac of Homeowners Insurance Policies offered in The United States. It is based on Replacement Coverage valuation and offers the broadest, most expansive coverage available but also is the most expensive.
