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There are many reasons why an insurer or an insurance agent may decline a to give you a quote.
It could be that the property or the home owner and associated risk factors simply do not meet the underwriting guidelines for the insurers property protection program due to the homes age, condition, past claims history, bad credit, geographic location etc.
If the property or the owner does not meet the companies underwriting guidelines, it would not be possible to provide the quote.
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