They could swerve into somebody's car and cause a collision
Chargeable Collision: A collision in which the actions of the driver of a City-owned vehicle are the primary cause of the collision. Normally, the driver will have violated state or local traffic law.
Driver error
Driver inattention, or distractedness.
As the driver is unlicensed it could be argued that they did not know how to behave on the road and therefore were the cause of the collision.
Collision is a slang term for coverage on your car if you cause the accident.
collision
There are several distractions that can cause a collision, including texting while driving, talking on the phone, eating, adjusting the radio, reaching for objects, and interacting with passengers. These distractions take the driver's focus off the road and can lead to accidents. It's important to stay alert and avoid distractions while driving to ensure safety.
Possibly, if the collision was bad enough, more than likely though its a relay or fuse
Distractions such as using a cellphone, adjusting the radio or GPS, eating or drinking, talking to passengers, and being fatigued can contribute to collisions by taking a driver's attention away from the road.
Energy.
Speed. Texting.