In the United Kingdom, some of the credit card options for people with bad credit scores are: the Cashplus Creditbuilder, the Aqua Classic card, the Capital One Progress card and the Aqua Advance card.
If you don't need to borrow money but need the credit card for buying things online you could get one of the prepay cards. You load money onto it and then you can use it like a credit card for purchasing. There are also secured credit card options for those who have credit issues
There are many options for refinancing loans even with bad credit. The webpages Road Loans, Refinance Mortgages, Mortgage Loan, and Zillow all offer options to individuals with bad credit.
It can be difficult to acquire a quick loan with bad credit history but there are some options that one would be suggested to do so. One can apply to Credit Union or get a loan from family and friends.
There are places around that will finance you when you have bad credit. Most dealers will offer second chance financing, some even run commercials on the radio offering to finance you no matter how bad your credit is. Drive Time is a national chain that specializes in only these deals. The fact is that you will pay a high interest rate to compensate for your lack of credit worthiness, and the amount you can borrow is limited by how much you make versus what you pay to live per month.
Most financial institutions will not finance a home if one has issues with bad credit. There are bad credit mortgages which some banks offer to individuals. The interest rate on these loans can be very high, often tripled that of regular interest rates.
A person with bad credit is not completely out of options. They could perhaps check with banks that offer the second chance option. They could also check with some credit cards that offer this option.
Yes there is one book called "Living Well with Bad Credit," which goes into detail about how to deal with bad credit to achieve things such as buying a house, start a business and get a loan with bad credit.
Bad credit can make it difficult to buy or lease a new car, but even people in the worst situations often have options available to them. The most common option for leasing a car with bad credit is to accept a higher payment.
Visa offers a few options for people who have bad credit or no credit. Some potential options include the Platinum Zero Secured Visa, the Open Sky Secured Visa, and the Vision Premier Prepaid Visa card.
You can get a mortgage with bad credit from companies like the FHA. Other options include brokers and small lenders. However, the interest rates are sometimes higher on these options.
There are many pre-paid cards and secured credit card options for those that have poor credit.