What are some of the best insurance companies for young drivers?

Answer 1

What are the "best" insurance companies for young drivers depends upon several factors. Most insurers charge a proportionately higher premium to young drivers simply because they do not have as much driving experience as older drivers.

Factors that also enter the equation is where you live, the kind of car you will be driving, whether you will be the primary driver or an occasional driver, whether you have taken a drivers education course, your grades, and how many miles you estimate that you will drive during the policy period. Another factor is the types of coverage that you want. For example, most states will require you to have coverage to pay for your own injuries (sometimes called Personal Injury Protection) and a certain amount of liability coverage to pay for injuries or property damage caused to third parties that is your fault.

Your best bet is to meet with a licensed insurance agent to review the options. Even better is to meet with someone who represents several insurers so that you can compare available products. Insurance premiums often vary by company, but it is important to compare apples to apples. Cheap is not always good. In fact, it usually isn't.