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It was mostly a benefit for people who used Cash or Check as deposits, or had no insurance.
People who had insurance or credit card coverage saw the benefit in not having to file a claim or pay their deductible (usually 500 dollars)
The real benefit was in short term or weekend rentals. If you had the car for 1 or 2 days, you would totally push "Dub". Its worth paying for it for short team deals.
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