Affordable insurance can be a deadly trap. What you want is the best coverage value for your money. Liability insurance comes in various forms. The cheaper policies tend to have many more coverage exclusions (this means things that won't be covered in a claim) I suggest you start by doing a search online for insurance brokers who specialize in construction and contractor trades in your state. When you apply for a policy, insist that your broker send you the list of endorsements and exclusions to the policy. If you see the word EXCLUDED, it's not covered.
The level of disability coverage that you possess from State Farm can be located by consulting your insurance policy. State Farm does offer disability coverage, but it must be purchased.
You should have replacement coverage on both homes not the same coverage on both homes with the RC generated from only one home.
If you have collision coverage, then it should.
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
A complicated and convoluted process containing many exclusions. See below link for specific information:
Yes. The minimum standards for coverage apply to state employees, too. As does the requirement to have coverage. Virtually all full-time state employees will have state-provided healthcare that qualifies. However, some part-time employees may not, and must obtain coverage elsewhere.
The main coverage you need to make sure to have is the state minimum requirements for Colorado. Each state has different minimum requirements, so, make sure to at least have basic coverage for your state. That will also be your cheapest option.
The state of Georgia only requires liability and property damage coverage. You have the option to purchase additional coverage's. It is a good idea to purchase uninsured motorist coverage.
Each state has regulations regarding auto insurance. Any agent or company that gives you a quote must consider the state requirements and offer coverage that meets or exceeds those requirements. "Discount coverage" would be the minimum coverage allowed in that state.
An SR22 isn't a policy or a coverage. It is a notification to the state that you have coverage.
State farm offers many kinds of car insurance coverage. They offer comprehensive insurance, liability insurance, personal injury coverage, uninsured and underinsured motorist coverage,as well as rental reimbursement and Emergency Road service.