Apparently if you have collision that should look after the damage to the car. Now the collision comes in many shades of grey. The insurance company will pay cash value after taking into account the mileage, year, and type of vehicle. Plus the cost of dealing with the damage vehicle cost would be subtracted from the settlement of the cash settlement too in some cases.
If you have no collision then you have no leg to stand on, your are left holding the bag.
not if you havent put in a claim for it.
Call your insurance company and get a claim started.
if you have gico then no but any other car insurance will yes
You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.
He was involved in an early morning, single car accident. He did not die, he only had minor injuries.
If there is any liability at all against your own company for your injuries or for damage to the vehicle then yes you would have to report the accident to the company so that they can evaluate the claim and payout any damages.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
Single Interest Insurance is insurance that the lienholder, finance company, or lender will purchase to protect the lenders interest when the buyer/borrower fails to meet the obligation of the finance contract requiring the buyer to maintain insurance on the property being purchased until the note is paid. Single Interest Insurance cover the Lender, Not the Borrower If the CU had to purchase insurance on your vehicle, then this means that you were in default on your finance note by failing to provide the insurance coverage you agreed to when you financed the vehicle. You gave them no choice but to protect their interest in the vehicle. Single interest is going to cover only them. The CU is Insured, You are Not Insured. They are covered, You are Not. This means you have no claim and you have nothing to fight because you are not an insured. If you were at fault in the accident mentioned, then you also have no coverage on the lenders Single interest Policy to cover any damage you caused in the accident. The CU does have a claim because they purchased insurance to cover their interest in the vehicle. Single interest insurance covers them, Not you. Remember, you were supposed to be insured and you were not. of course you can 'fight' anything.....please give me more info...such as year/make/model/mileage......cost of repair, (amount they are giving the cu)....what they say the actual cash value of your vehicle is etc........
As long as you have coverage, yes the insurance company will pay. All you have to do is call them and report the loss.
Liability coverage is "third-party" insurance that pays for injuries or death to another person as a result of the insured's negligence (carelessness). There are different types of it, not just car-related. Whether or not it applies in a given situation depends upon the dynamics of the occurrence. Therefore, if the theory of the negligence was, for example, that a landowner created a dangerous condition that proximately caused the single-car collision, the landowner's liability insurance could arguably be triggered so as to cover the incident. If a passenger was killed in a single car collision, the driver/owner's liability coverage may be triggered if the driver was negligent in the operation of the vehicle.
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.