This depends on your plans for the vehicle. If you do not need the vehicle and it is unusable, it may be best to let the insurance company keep it. If you want to continue using the vehicle or think you can sell it (For parts or as a whole), you may want to keep the vehicle.
get a good job............you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle.........
You could to see if they know anything.
The same as a purchased truck that has been wrecked. You will have been required to insure the vehicle. Contact the insurance company and file a claim. An adjustor will determine if the vehicle should be repaired or totaled.
The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.
The fair market value for your car at the time before you got into the accident. It may not be enough to replace your car, if you have GAP insurance through your bank, then it should cover the cost of replacing the vehicle.
This depends on what the settlement covers I have required the insurance company to allow me to retain ownership, this reduces the settlement. Or the if you do not specify that this is what you want the insurance company gets the car.
Nothing. Your insurance company is the agency which would deal with that.
If the damage to a vehicle will cost more to repair than the value of the vehicle before the accident, an insurance company will "total" the vehicle. That means they will pay you what the car was worth before the wreck. At that point the insurance company owns the wreck, not you. You have nothing left to insure, therefore.
You should check with your insurance company. If you still have a policy open for the car the premium is still due. But I'm not sure why you'd have a policy if the insurance company said the car was totalled
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
Has the vehicle been repaired and inspected and title cleaned up? If so no problem, if not I suppose you can if the company you are requesting ins. from doesn't do their homework. But I promise you should you have another loss, this will resurface.
Most of the time an undisclosed operator does not result in the denial of a claim. If the driver of the car was an excluded operator then that is a different story. If you feel that the action of the insurance company is wrong then you should contact your state's insurance department to file an appeal or complaint.