0
It all depends. I personally only file a claim if it's going to cost significantly more than my deductible, is worth the effort to fix it, and I'm ready for my insurance premium to increase.
If you are careful about how many claims you make and how often, you should be ok. Also, a comprehensive claim on your auto is judged less harshly than a collision claim. Accidents are the biggest increase of premium usually. If it's a towing claim, or a small (under 1000) comprehensive it's not too bad. With homes, the risk is higher to be cancelled at renewal if you put in a claim. Make sure it's worth the increase of premium for the next 5 years. That's how long a claim stays on a CLUE report.
Good Luck! Hope that helped a little!!! :)
Add your answer:
Earn +20 pts
How long do you have to file a car insurance claim with Geico?
You should file your car insurance claim with Geico within 24 hours. You should always call your insurance company as soon as you possibly can.
How can one file a claim with Affirmative Insurance?
One can file a claim with Affirmative Insurance by going on the official Affirmative Insurance website. Then one can press the button 'Submit A Claim' to file a claim.
Can you file an insurance claim if you did not get a police report?
Yes, you do not need a police report to file a insurance claim.
How long do you have to file car insurance claim in Kentucky?
You have 10 days to file a claim with your insurance company.
What are the requirements to file a life insurance claim?
To file a life insurance claim, a call can be made to the insurance agent of the policy who can help fill out any necessary forms. Certified copies of the death certificate should be submitted with the life insurance policy.
If your insurance company drops you before a claim is settled how do you get insurance coverage on your home?
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Should veichel incidcents be reportorted to insurance company?
Only if you intend to file a claim.
What if the delay in filing an insurance claim is the fault of the insurance company?
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
Who decides if you can file an insurance claim?
You do. You can always file a claim. The insurance company may not honor the claim and may reject it, but they can't stop you from filing one.
Do you need to file an auto insurance claim for a fender bender?
You need to file an insurance claim on any accident in which a claim is going to be made on both parties.
How does one file an auto accident insurance claim with Progressive Insurance?
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.
Can you file a claim against a person with no insurance?
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.
