yup true
The car is not yours, it belongs to whoever got the repo company to collect it. They can decide what happens to the car, if they instruct the repo company to break into it, then that's what will happen.
You have to read your contract to find that out. You can offer to catch up the payments and keep on trucking - if they will let you do that. I once bought a car from a supposed friend and a repo man show up at my door a year later to repo the car because my friend had a loan on it and hadn't paid. I wouldn't let them have it. The repo people got the Sheriff to come out and get it anyway. I got srowd by my ex friend Jerry G.
Usually the bank has a list of repo companies they do biz with and they pick one to repo the car. Maybe the closest to the car, maybe the cheapest, whatever.
You don't have to be given "any notice" of an impending repossession. That is all covered in the fine print that you signed when you got the loan or bought the car. Best thing is to contact your lender and see if you can work something out.
It gets repossessed again.
Of course, the bank has the right to take it if you are not making any payments.
The police are not usually involved in a repo. The finance co. can legally take back their security if you default- and probably won't give it back, but you can contact them if you want to.
the bank is the only one who put the order out. call them and get it right with them,,,,but remember u'll need to be transfered to the right place.
Yes, you can let them repo the car. NO, that wont be the end of it. YES. they have other legal options.
They should offer you a chance to get your belongings out of the car when they come to repossess it. Their repossession order covers the vehicle they're repossessing - it does not give them entitlement to your personal belongings.
== Repo'd by whom?== If you own the car outright, who can repo it? No one's got a lien on it, right? Nobody's gonna hook your car. Not legally anyhow.