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You should contact your insurer and have your spouse added to your policy within 30 days of having obtained a drivers permit or any other change in the risks associated with your insurance policy to be properly covered under your states Financial Responsibility Laws. Failure to do so could be construed as a material misrepresentation of your risk to the insurer and could result in no coverage or even policy cancelation.
What else can I help you with?
Can I have an HSA if I am covered under my spouse's insurance?
Yes, you can have an HSA if you are covered under your spouse's insurance, as long as the insurance plan meets the requirements for HSA eligibility.
Who is covered in a vision insurance?
The primary insurance holder is obviously covered alongside their spouse and children too if they were included in the insurance plan.
What is a dependent of an insurance subscriber?
The spouse, the children, and any covered adult dependent.
Married at 16 does parents insurance still cover?
Once you're married, you're legally considered an emancipated adult and would not be covered by your parents' insurance. You would be covered by your spouse's insurance.
When married are children covered under spouse's health insurance?
In order for anyone to be covered under anyone's health insurance, they must be listed on the policy and a premium must be collected for them. If your spouse did not include their names on the plan and no premium is being collected for them, then they won't have coverage.
How can one obtain individual health insurance after a divorce?
To continue individual health insurance after a divorce, one can apply for an insurance coverage under the Federal Law COBRA. It means that person will be covered by his/her ex-spouse's insurance plan obtained from the ex-spouse's own company or employer.
Is my husband covered if auto and auto insurance are in my name?
Your husband must be on your policy to be covered. In some States you have to ad your spouse to the policy regardless if they will drive your vehicle or not.
Can you sue your spouse for injuries from a car accident in Texas?
No. You and your spouse are considered to be in the same household and are covered on the same insurance policy most likely. This would be like suing yourself, which you cannot do.
Can i still be covered under my spouse's insurance if i go back to school part-time?
If you are asking about her medical coverage from her employer, absolutely.
If you get pregnant and are covered by your spouse's work insurance would you be covered on the new employer's group insurance if he switched jobs?
Yes, you should be since you were already covered prior to this. Although each state varies with this type of coverage. Even if he has a waiting period before he can enroll, he should get a letter from his prior insurance company showing that he had creditable coverage.
How can an employer cover spouse and kids on health Insurance and then a year later say that the children are not covered because the other spouse has insurance coverage on the children?
Only one company can pay out on the health insurance so it is a waste of money being insured twice, and also it will save you the tax you are paying on the premiums.
What are covered lives in the health insurance industry?
Covered lives are similar to members owned by an insurance company: the people that the entity has been contracted for, and is (in some way) financially responsible for health care. The is a slight difference however: I am a member, but have a spouse and 2 kids, so we are 4 covered lives.
