Sometimes a company will make sure that a home is not in disrepair before renewing a policy.
No, an HOA management company typically does not pay for any losses in a homeowner's insurance claim. Homeowners insurance is a separate policy that homeowners are responsible for purchasing and maintaining. The HOA management company is responsible for managing the common areas and implementing the HOA rules, but they do not cover individual homeowner's insurance claims.
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
depending on you insurance company... I know my snowmobiles are covered on my homeowners
No. They have no such authority.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
The insurance company reserves that right.
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.
Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.
it depends on the company
None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping off homeowners.