A new car is not insured unless you insured it. You can insure a car before you pick it up, but if you don't it isn't insured.
No. The car must have coverage to have its physical damage fixed.
Your car is not insured unless you purchase insurance for it.
Only if the insured car was at fault.
Homeowners Insurance is specific to the property of the named insured and sometimes, certain related liabilities of the named insured. The property of others is not covered.Nobody is liable for an act of nature, including natural falling objects.Your sister would have to look to her own chosen comprehensive auto insurance policy for an automotive loss.AnswerI don't believe the homeowners insurance would pay for the damage to the car unless some form of negligence can be established in relation to the tree. For example if it was very rotted and as a result fell on the car negligence might be established as a failure to maintain, but in a loss from a storm peril the coverage for the car would fall on the owner. In regards to the tree I have seen some homeowners policies that pay for removal of the fallen tree, but this is usually when the tree has damaged the dwelling.
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.
They are insured as passengers they are not insured to drive it
If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured
the car
He can't drive the car, but if something were to happen to it (ex. a tree falls on it during a storm, or it rolls out into the street and gets hit), it'd be insured. If anything, his insurance might be a bit cheaper because they wouldn't expect the car to be driven very often.
Is the CAR insured? If not, it's not legal.