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Does your minimum liability insurance pay for damage caused to the other person's car when you are at fault?
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You have no fault insurance but am travling in states with fault what happens if there is an acdent?
You may wish to read your policy but all I have ever seen state that their policy will convert to the greater of the limits on your policy or the minimum required in any other state you drive into. There are different forms of no fault and fault policies depending on your state requirements, but you can feel sure that your policy will at least meet the minimum requirements of any state you travel into.
What is the minimum Earth fault current that an Earth leakage protection unit must be able to sense?
10mA
What is the minimum coverage the No-Fault law requires?
Each state in the U.S. regulates it's own minimum requirements for Auto Insurance coverage. All you have to do is ask your insurance agent or company and they can tell you the minimum requirements for your state.
What minimum current will activate a ground fault circuit interrupter?
30 mAmp rating devices are commercially available.
The No-Fault Law requires minimum insurance coverage of?
A. $10,000 Personal Injury Protection and $10,000 Property Damage Liability
What happens if the at fault driver has state minimum required insurance?
If you are victim of an accident caused by a person with minimum insurance, then it would limit how much you'd be able to collect from the at fault driver's insurance. But you could still try to gain personal assets from that at fault driver. If you are the driver who caused the accident and you have minimum insurance, then the person(s) you hit could potentially exhaust all the money in your state minimum policy and then come after you for more money if they are deemed to need it. The courts will require you to liquidate certain assets and turn them over to the victims. It could potentially bankrupt you, depending on your state's laws over what you can shield from liquidation. This is the main reason why you should almost NEVER drive with just the state mandated minimum unless you have to.
You have no fault but am in a state with fault what happens?
Generally all policies state that when you enter a state with different minimum liability limits or requirements, then your policy will adjust to the minimum standard of the state you enter. This does not include a situation where you move to another state and do not tell your insurance company. IF this is the case you have committed material misrepresentation or possibly insurance fraud and most likely claims will be denied.
Is it advisable to only have the minimum insuring requirements?
It is not advisable to have only the minimum state requirements on your auto insurance. If you are found to be at fault in the event of an accident, you can be held liable for all you're worth over the amount of the insurance policy's limitations.
What if you have no-fault insurance drive in a fault state?
In the insurance department; in whatever state you buy it, it will change to meet the minimum law requirements in whatever state you are visiting; however if you move to another state you must get your insurance changed to meet that states law requirements
What is the Difference between fault and failure?
A fault is a condition that has the potential to cause a failure. A failure is the event of a system deviating from its expected behavior. In other words, a fault is the root cause, while a failure is the observable consequence.
Do you need no fault insurance to drive in MN?
Yes, Minnesota requires minimum limits of liability insurance, PIP No-Fault, Uninsured Motorists, and Underinsured Motorists Coverages. Other coverages and higher limits are available as well if desired.
