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What happens if an uninsured driver borrows your insured car and gets in an accident?
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Who is responsible when the driver of the vehicle was excluded from the insurance policy?
Car insurance typically follows the owner of the vehicle, not the driver. In the cae of an "excluded driver", unless that driver has his own policy that assumes coverage for a "borrowed" car, the original vehicle owner would be considered pursuable as an uninsured motorist.
Why is car insurance typically more expensive for a new driver compared to that for a more experienced driver?
Car insurance is typically more expensive for a new driver when compared to that for a more experienced driver is due to expertise level difference in handling the vehicle.
Where to find year of make for a vehicle?
It is typically indicated on the label located inside the driver's door jamb.
Where is driver side frame horn located?
The very end of the front portion of the vehicle's frame where the bumper attaches is considered the frame horn.
If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
What can you do if your vehicle was hit while parked and the driver had left?
File with your company under the collision portion of the policy there is coverage for the repairs to your vehicle there. If you have any information about the other vehicle, plate/make/model etc., contact police or DMV see if they can help........
What is a mirror view?
A rear view mirror is a piece of reflective glass that is typically glued to the windshield of a vehicle to allow the driver of said vehicle to see out the back window without needing to turn around.
Does the driver or vehicle owner ges the ticket for expired nys inspection?
The driver is responsible for the vehicle.
Can an unlicensed driver get insurance on a vehicle registered to them?
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
What is a rear view mirror?
A rear view mirror is a piece of reflective glass that is typically glued to the windshield of a vehicle to allow the driver of said vehicle to see out the back window without needing to turn around.
Are spotlights on cars legal in Michigan?
They are allowed as long as you follow this two conditions: a) under any condition of loading none of the high intensity portion of the beam shall be directed to strike the eyes of an approaching driver. b) Whenever the driver of a vehicle approaches an oncoming vehicle within 500 feet, such driver shall use a distribution of light or composite beam so aimed that the glaring rays are not projected into the eyes of the oncoming driver.
