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Your sump pump is a normal expected homeowners maintenance issue. They will occasionally break down and need repair or replacement. Much the same as any other appliance in your home. Washers dryers refrigerators and even toasters occasionally die and need replacement.
However, Should the sump failure result in a water loss and you have the appropriate coverage, the resulting damage would be covered once you have replaced the faulty pump.
Contact your insurance agent to determine if you have the appropriate coverage.
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Is a stolen motorcyle covered under home owners insurance?
No. It covered under a motorcycle policy.
Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Dirt bike covered under home owners insurance?
Is a dirt bike covered under homeowner personal property?
Is landscaping covered under home owners insurance?
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
Is a driveway covered under home owners insurance?
yes under coverage B - other structures
Is a barn under construction covered by home owners insurance?
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
Can rifle be covered under insurance?
Yes a RIFLE can be covered under insurance
Hardwood floors covered under home owners insurance?
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
If you hit a car at the golf course with a golf cart is the damanged car covered under home owners insurance?
The golf course will have insurance to cover this sort of thing.
If you have a broken pipe underneath the foundation of your house is repair covered under home owners?
It depends on what type of insurance policy you have. Just call your insurance agent and ask.
Is the air conditioning unit covered under home owners insurance?
Your air conditioner is covered for sudden loss from a covered peril under your home insurance policy such as wind, fire, etc. Your air conditioner is not covered by your home insurance if it is just inoperable, broken down or operating at a diminished capacity due to age or lack of maintenance. This would be a homeowners maintenance issue.
Is the loss of your dental appliance covered under your homeowners insurance?
No, but it may be covered under your dental insurance plan.
