0
Is it legal to not get your car repaired after the insurance company paid the claim?
It is legal as long as you don't have an outstanding loan on the vehicle, if your insurance company paid the claim, and you keep the car. Your insurance company has the right to drop coverage or reduce the amount of coverage. If you have a loan, in most states, the check has to be issued to the body shop directly or to you and the lienholder jointly.
Yes it is legal.
However ... should you get into another accident, previous unrepaired damage is NOT covered and can cause a problem with determing what is the additional damage from the second accident.
What else can I help you with?
Is it legal for your insurance company to discuss your claim to an outside party?
Most of the time it is alright, in fact your claim could be reported to a national database for other insurance companies.
What is the legal time frame for payment by insurance company of a dental insurance claim in the state of California?
Contact your states dept of insurance and they will be able to answer that question for you.
Where can one procure claim help?
Depending on the type of claim you are seeking help for there are many options. If it is a legal claim you can contact a local attorney. Most will have free consultations. If it is an insurance claim calling your insurance company would be the best option.
Can a driver with no insurance clain of your insurance?
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
How does homeowners insurance work when stolen items are recovered?
Once the insurance company has paid the claim for stolen items they become the legal owners of the items.
What happens if the beneficiary of a life insurance policy is deceased and there is no will?
In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.
What should I do if the at-fault party is not responding to the insurance claim?
If the at-fault party is not responding to the insurance claim, you should consider contacting your own insurance company to help facilitate the process and potentially pursue legal action against the at-fault party.
What prohibits an insurance company from denying a claim?
Nothing prohibits an insurance company from denying a claim. An insurance policy is a legal contract binding on both parties. One party agrees to certain obligations such as telling the truth on the application for insurance and paying the premiums and the other party agrees to pay covered claims on a timely basis. As long as the insured meets their obligations under the policy the insurance company will meet their obligations.
Can neighbor sue me for damages after insurance paid?
If you're talking about his or her insurance company, then probably not since it's customary for the insurance company to get subrogation rights in exchange for payment. The insurance company can certainly sue you but they don't always do so.OTOH, if your insurance made the payment then absolutely not unless your insurance company is incompetent. Insurers always make claimants waive all future legal remedies arising from that claim before paying. The claim is considered settled in full.
Is Legal and General the name of an insurance company?
Yes, Legal & General is an insurance company. They offer life, home, landlord, lifestyle cover, and pet insurance.
How can you effectively fight an insurance claim that has been made against you?
To effectively fight an insurance claim made against you, gather all relevant documents and evidence to support your case, review your insurance policy to understand your coverage, and consider seeking legal advice or assistance if needed. Be proactive in responding to the claim and communicate clearly with the insurance company to present your side of the story.
Functions of insurance company's legal department?
An insurance company's legal department is there to handle situations that require court appearances or may involve lawsuits. The legal department will represent the company.
