Is it illegal for a homeowners insurance company to drop you?
No, it is not illegal for a homeowners insurance company to drop
you. But they have to follow the rules for cancellations and
non-renewals for the state they are operating in. For example, in
Louisiana, if you have been with your homeowners insurance company
for 3 years, they can't drop you. In Florida your homeowners
insurance company can drop or cancel you but they must meet the
minimum notification timeframes.