No, but it may be covered under your dental insurance plan.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Depends on the cause of loss.
Whether or not an incident is covered under a homeowners policy is mostly dependent on the cause of the loss. I cannot think of any cause of loss that would be covered for damage to French drains. The only damage I can consider for French drains would be due to maintenance and maintenance is not covered on insurance.
Homeowners Property Insurance is "Hazard Insurance" that protects the property owner from loss or damage due to the stated covered hazardous perils.
No, Your homeowners insurance will not be able to assist you in 3'rd party litigation that is not associated with a covered loss.
A Met Life homeowners policy is a standard homeowners policy and would be the same as most other policies. Damage due to improper workmanship or settling of the home would not be covered on any homeowners policy. Loss must be due to a covered cause in order for the loss to be covered on the policy. Neither of these items are a covered cause.
Depends on the state. In Massachusetts, the landlord is required to carry insurance to cover $750 in the event of a fire.
No. Any loss must be due to a covered cause in order to collect on a claim. Loosing something is not a covered cause. Sorry.
File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.
There is not enough information in your question for a comprehensive answer. Your homeowners insurance covers damages that result from the perils covered. Typical covered perils are Fire, Wind, Hail, falling objects etc. So it just depends on what your cause of loss is.
Generally speaking...no. It all depends on the cause of loss.