Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
NO, Non Owners insurance is seconday coverage. No pimary covered Vehicle is implied.
It depends on your insurance policy
No. It covered under a motorcycle policy.
I believe in most any situation that carpet damaged by a dog will not be covered. Of course it will depend on the actual policy and what happened but in most if not all cases this type of damage would not be covered.
No, homeowners insurance is not a replacement for health insurance.
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
The damaged pool should be covered by home owners insurance if you had the pool added to the insurance for coverage
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
No, Money stolen from your Financial Institution is covered by your Financial Institution
Is a dirt bike covered under homeowner personal property?
Normal appliances are not going to be covered by home owner's insurance. An air Conditioning unit that doesn't work isn't going to be covered.