Is car insurance cheaper for women?

Answer 1

Yes, car insurance is cheaper for women. Insurance companies charge individuals based on demographic data, and women continually cost insurance companies less. This is partially because men get into more accidents, but even those years when the numbers of accidents between genders is nearly-identical, women get in less severe (i.e. less costly) accidents, so insurance companies feel justified for charging men extra.

Answer 2

It is true that car insurance is cheaper for the population of women than it is for men. The reason for this is because, statistically speaking, men are involved in far more auto accidents than women.