If you switch from company A to company B, your auto insurance coverage from company A typically ends once the policy is canceled or the coverage period expires. Any accident that occurs while you are still covered by company A would be handled by them, even if you switch to company B afterward. It's essential to ensure that there is no lapse in coverage during the transition to avoid potential issues with claims. Always review the terms of both policies to understand how they handle accidents and claims.
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
The orthodontic lifetime maximum switch insurance coverage for this plan is the maximum amount the insurance will pay for orthodontic treatment over your lifetime.
No, receiving a Certificate of Creditable Coverage does not mean the company is dropping you. This certificate simply confirms that you have had prior health insurance coverage, which can help you avoid waiting periods for pre-existing conditions if you switch plans. It's a standard part of health insurance processes, particularly during transitions between different coverage options.
No, HIPAA portability.
Even if you get to do it any insurance company will find about your driving records so you will still get high rates because you are considered a high risk driver.
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I would switch insurance carriers.
If you decide to switch from basic coverage instead of full coverage you can save a lot. I have GMAC car insurance and I get a great deal. You should check them out.
Yes, it is possible to transfer your life insurance policy to another company through a process called a policy transfer or a policy assignment. This allows you to switch your coverage to a different insurer while maintaining the benefits and terms of your original policy.
== == Question..........Did you leave the scene of the accident? If so, you should have been charged by police. On the other hand, if you didn't run and the other driver did run away, you are OK. And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the NEW insurance company. Ethically you have a responsibility to be truthful about your past driving record.
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== == If you fail to be TRUTHFUL in your application to the new company, and they do FIND OUT ABOUT IT, they will drop you like a dead fish. And then you will be out in the cold, with no hope of getting ANY insurance coverage. Tell the truth, and get on with it, and remember to slow down.