Your air conditioner is covered for sudden loss from a covered peril under your home insurance policy such as wind, fire, etc. Your air conditioner is not covered by your home insurance if it is just inoperable, broken down or operating at a diminished capacity due to age or lack of maintenance. This would be a homeowners maintenance issue.
Normal appliances are not going to be covered by home owner's insurance. An air Conditioning unit that doesn't work isn't going to be covered.
No. It covered under a motorcycle policy.
Dentures are something that is generally covered under your Health Insurance policy.
No, But it might be covered under your home warranty.
It depends on your insurance policy
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft.
Is a dirt bike covered under homeowner personal property?
Floor damage is almost never covered under regular home insurance. It needs to be purchased separately and can be quite expensive for many areas.
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
no animals are not covered property under HO policy