Is a totaled truck insureable

Updated: 4/28/2022
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11y ago

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No. The vehicle has been deemed a "total loss" and therefore no loner recognized as a motor vehicle by any entity including state and municipal government agencies. It can therefore no longer be operated as a motor vehicle.

A vehicle that has been deemed a "total loss" by an insurance company can be bought /sold etc. for "salvage" and may even be reconstructed. However, to be recognized as a motor vehicle both legally and from an insurance standpoint, after reconstruction, the vehicle must be certified (or whatever the term the state conducting the tests/inspections calls it) by a state agency (typically a branch of the state's highway patrol agency. This is true in the state of MO. Check with state government agency(s) where the vehicle is to be registered to be certain).

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Q: Is a totaled truck insureable
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