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As a rule, NO. There are a couple of ways it can be done, usually on older homes and not very often. Depends on the design of the house. Especially, NOT if the door is LOCKED.
Not always "No", rooster.
It can be done in some cases, and the law on this varies from state to state.
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Can a repossession agent use the permission of a 10-year-old as a legal means to take the vehicle from the garage?
No, a juvenile cannot enter into such an agreement and the repossession agent could be held legally accountable for attempting/taking part in such action.
Can a vehicle repossession agent take another car if the original is no longer available?
No.
Can a repossession agent take your car with your kids in it?
Only if they want to be charged with kidnapping. NO.
What happens if you deny repossession?
They repo agent will take it when your not looking. The agent still has a job to do and only get paid if the jod is complete.
What procedures are needed to get repossession stopped?
Depending on the state you reside in the procedure in order to get a repossession stopped is difficult. One of the few ways to stop a repossession is if a "breach of the peace" were to take place such as your car being in a locked garage or a threat of force was issued.
Can a repossession agent take a vehicle without waiting for the borrower to show proof that payments have been made?
Yes. It is perfectly legal for a repossession agent to take possession of a vehicle when they are acting on behalf of the lender. The repossession agency does not have the option of allowing the borrower to retain the vehicle even though proof is presented that payments have been rendered. Such issues are strictly between the borrower and the lender. The lender and/or court being the only parties that can rescind the repossession action.
What are repo people allowed to do in California?
In California, repo people, also known as repossession agents, are allowed to repossess a vehicle as long as they do not breach the peace. This means they cannot use force or threats. They must also have a valid repossession order or authorization from the creditor to carry out the repossession.
What is involved in a Repossession of a vehicle in Tennessee?
In Tennessee, a truck or car finance company can hire a repossession company to take your vehicle if you do not make payments and are in default. They are not able to break into a locked garage to take your vehicle and they cannot forcibly remove a person from behind the wheel of the car.
Can a repossession agent come on private property to repossess a vehicle?
I am not 100% on this but I am almost certain that they can as if an item is inside the home they can come in to take those
Can a repossession agent take a car without telling you where it's being held?
Yes. When the vehicle is repossessed it no longer belongs to you and there is no requirement to tell you where it will be stored.
Do repossession agents take a picture of the car before they try to take possession of it?
That is a decision made by the lender, and some do have photographs taken before the car is seized, but it is not a legal requirement. The repossession agent/agency does not assume responsibility for any damage to a vehicle that happens while it is being recovered.
What is a repossession agent?
In Canada or the United States a Repossession Agent usually works for a car company, a boat company or anything that costs a lot of money and the person who owns is is in default of their payments. These people at great risk go out on the streets, find whatever it is that they are sent to reprocess and take it back for a percentage of what the thing is that they just reprocessed is valued at.
