The only likely expense they would pay would be to tear out that part of the building to get to the gas leak to determine why it was leaking. 99.9% of the time, the repair is not covered.
It is always go for a professional for natural gas leak detection. They have lot of equipments to detect the leak. Homeowners do not attempt to do these things as it might harm them.
Probibly not, would have to be a rupture to be covered under most policies. If its just old and rusted then no coverage. Some insurance companies will exclude any pipe outside of the house. need more info about policy to asses situation.
Yes, the will probably ask you about your fireplace but I have never seen that as a reason for denial.
yes they did have a gas leak
not like a gas leak but yes
not like a gas leak but yes
It could, just depends though on what broke the glass.Homeowners insurance is a hazard insurance type of policy, typically providing coverage for losses that result from the covered perils listed. These perils are typically things like wind, hail, fire, falling objects etc., so it just would depend on how the fireplace glass came to be broken.
Any gas line leak is an emergency. Your first task is to evacuate the building and call the natural gas vendor to report the leak. Who fixes the leak and who pays for the repairs may be different and may depend on who owns the gas line. Your board, the master insurance carrier and the gas line vendor will work out the details. Only if your governing documents define the gas line within the boundaries of your unit will you be responsible.
Check with you homeowners insurance company and consult your local building inspection department.
if the house has a mortgage you have a mortgage payment, property taxes, homeowners insurance. then your utilities water/sewer, gas, electric, telephone and cable.
The British Gas website has three offers right now. One of those offers is a 20% online discount for British Gas homeowners insurance. Another one is 17% off plumbing and drains.