Is NAA insurance agents a scam?

Answer 1

National Agents Alliance (NAA) is not a scam, it is a legitimate business in the insurance industry, acting as an independent marketing organization. NAA offers job opportunities as corporate staff at the company's Burlington, NC headquarters, or the more prevalent independent agent path, which is available throughout all 50 of the United States and requires individuals to meet the licensing requirements for the state(s) in which they will sell.

NAA combines direct selling with an agency building model to develop large independent sales teams. Independent agents market products directly to consumers and are empowered to develop their own sales teams through a system of training and distribution that is similar to models used by Aflac and Nationwide Mutual Insurance Company. Agents can establish independent agencies and earn revenues based upon individual and agency sales. NAA's promotional program generates sales leads which are offered to its agents across the United States. Agents who choose to purchase leads may specify their general location in order to manage travel time.

NAA uses a variety of insurance carriers to offer financial products. As of 2012, NAA offers products through Mutual of Omaha, Independent Order of Foresters, ING Group, and Monumental Life (a division of Aegon Group, the parent company of Transamerica) among others.