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What is special form homeowners insurance?
Special form insurance covers all risks of lost of the home, except for those that are exempt. It is a broader coverage available in Cause-Of-Loss forms.
Do all major automobile insurance carriers offer Motorcycle Insurance Coverage?
Not all companies offer Motorcycle Insurance. Foremost Insurance and Farmers Insurance offer the best coverage available.
Do all caravan insurance policies include contents coverage?
Yes all caravan insurance policies include contents coverage. But when in doubt, it would be best to contact your insurance agent or insurance company and verify the coverage in your policy.
What is California's policy on car insurance for disabled drivers?
California laws dictates that people with disabilities cannot be denied car insurance coverage. Each individual will have to be assessed and the risks factors written into the car policy as the insurance company must do, but you can get coverage with insurance companies if you are disabled.
Where can one find information about comprehensive insurance coverage?
Many insurance companies offer this coverage. All insurance companies will give their members information regarding any coverage's that they provide.
Is there car insurance for just the car not the driver?
Typically, insurance "follows the car" rather than the driver. An individual that does not own a car can generally obtain "non-owners" coverage that provides liability coverage to him/her regardless of the car driven. Comprehensive coverage may be the closest to the kind of coverage about which you ask. It provides physical damage coverage to the vehicle against risks unconnected with collisions (such as a tree falling upon it, a rock hitting the windshield, and various other risks outlined in the coverage). However, comprehensive coverage is generally sold and purchased in connection with collision coverage.
Where can one buy full coverage auto insurance?
Full coverage auto insurance will be available from all the major insurance firms. Allstate, State Farm, Geico, and Progressive all offer it. Full coverage is more expensive.
Is Vision coverage a standard component of all health insurance plans?
NO, vision coverage is not a standard component of all health insurance plans. As a matter of fact, most basic insurance plans don't have vision examination coverage.
What are the downside risks to discount car insurance?
Some people opt for discount car insurance and they get discount insurance coverage, claims can take a while to process and sometimes denied more frequently
Does the state of Virginia have good car insurance coverage?
allstate.com is the available source where you can get all this facility of good car insurance coverage which are available in all the states.
What clauses should be added to the fire insurance policy to cover totally all risks?
A fire insurance policy covers "Fire". That's why it's called a fire policy. If you want more coverage then you have to step up to a homeowners insurance policy so you can get all the other coverages you want or need.
What must the underwriter protect against when more poor risks than good risks apply for insurance?
Restriction of Coverage, Acceptance only at a higher rate, refusal to accept the risk.
