If your son away at college borrows a friend's car and has an accident and even though the friend's insurance applies you are sued for damages does your policy cover this under a non-owned definition?

Answer 1

NEED MORE INFO... IS YOUR SON ON THE POLICY , DOES YOUR BYLAWS OF POLICY STATE NON OWNED VEHICHLE MEANS ANYONES CAR THE PEOPLE ON THE POLICY ARE IN OR DRIVING. ALL STATES AND INSURANCE LAWS VARY THIS IS SOMETHING YOU SHOULD POSE TO INSURANCE AGENCY OR IF YOU DONT WANT TO MAKE THEM AWARE WHICH I WOULDNT KNOW HOW BECAUSE MOST STATES REQUIRE DRIVERS TO OWN CAR INSURANCE FOR THE PERSONAL INJURY PORTION OF AN ACCIDENT, IN THE EVENT THERE IS NO VEHICLE DAMAGE, YOU CAN GET INTOUCH WITH AN INSURANCE 1(800) HOTLINE LISTED IN YOUR PHONE BOOK OR CALL THE INSURANCE DIVISION OF YOUR STATE GOVERNMENT..GOOD LUCK