In theory, yes. I don't know about in FL, but in NC, it's my understanding that if you don't have insurance, it doesn't matter who's fault it was, you're liable. In some cases, you may even be liable for the other car's damage...
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
Your insurance company will have attorneys appropriately licensed to handle the matter. If you have an accident in North Dakota but you are a resident of Florida, a Florida attorney can request permission to represent you provisionally (if you are on your own with no insurance). You would be responsible for the fee unless the case is one that can be taken on contingency. It depends on what state you reside in. Usually you can get an attorney in your own state to help represent you in another state.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
If the accident was your fault, the other party's insurerhas no duties owed you.
No it cannot. A no fault policy from Florida would still be valid in another state like Pennslyvania but if there was an accident there it would convert to at fault and you would be charged accordingly
What is "it"? The question is not clear.
Yes.
When you cause an accident that damages another vehicle or hurts someone
The insurance will not stand if some one else was driving the car, in Florida.
Yes,, That's what it's for. It pays for damages you caused to another.
No