When the child reaches age 18, he is legally considered to be an adult in Wisconsin. A hospital or doctor could not pursue you to pay the child's medical bills. There are other ways that a parent could be held responsible for an 18-year-old's medical care. For example, if the parent had been court-ordered to provide health insurance as part of a child support order. Under health reform, a parent can keep a child on his health insurance until the child reaches age 26. Some plans will not allow you to keep the child on your plan if the child has an employer-sponsored plan offered to him. And you cannot cover your child's spouse or children on your plan.
This has less to do with your state and more to do with your health insurance provider. Most providers range between 18-20, but that is comiserate with the child living at home or still in school. The best thing to so is call the customer service number on the back of your insurance card and ask.
Travel medical insureance doesn't have to be expensive as long as you shop around for a good deal. The cost is usually around $3.25 per day and there is a $50 deductable.
As long as your child is in college full time, most insurances will cover your son until he is 25. You should ask your specific insurance policy about their rules and guidelines.
All major insurance carriers are able to add a child or young adult to an insurance policy so long as they are enrolled in a school. Some carriers will charge lower prices if the student maintains a minimal GPA.
As long as there is a demonstrated medical need, yes.
One can get long term health insurance in the United States from LTC Insurance and AARP Medical Insurance. One can also get long term insurance from Long Term Care and Kaiser Permanente.
As long as they meet the qualifying child or relative tests, yes.
Rowland H. Long has written: 'The law of liability insurance' -- subject(s): Insurance, Liability, Liability Insurance 'The physician and the law' -- subject(s): Medical jurisprudence, Medical laws and legislation
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7 years
You should carry insurance on your children until they are old enough to get insurance on their own. This is usually when your child graduates college. As long as your child is a full-time student and one of your dependents, then you should be able to carry insurance on them.