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Most insurance companies will only pay the blue book value of the car at the time that it was stolen. Check the Kelley Blue Book or the National Automobile Dealers Association for approximate values.

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19y ago

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If the insurance company didn't make you get full coverage who is responsible if your car is stolen?

If You Did Not Purchase Full Coverage. They Are Not, So Looks Like The Person That Stole Your Car Is.


Does a insurance company have to pay for your stolen car if you have full coverage ins?

If by Full Coverage, you mean you also purchased Physical Damage, aka damage or loss of your vehicle and the car was confirmed stolen, preferrably via police report, the company will typically pay Actual Cash Value for your car, less your deductible.


How much does primary insurance cover?

It is different depending on what company and plan you get. Full coverage from one company can differ from full coverage from another company, and minimum coverage can vastly differ from full coverage even within the same company.


What if car is stolen and you have full coverage?

After making a police report, contact your insurance companies claims department right away and report the theft If you have comprehensive coverage on that vehicle, then your loss will be covered under your policy. If you have rental car coverage then the Insurance Company will also pay for a temporary rental car for you to drive. It just depends how much insurance you bought. For vehicle theft claims, It is customary for the Insurance Company to wait a short time to see if your stolen vehicle is recovered for you by authorities.


Can you put full coverage insurance on a car with a salvage title car in Georgia?

I know of no insurance company in any U.S. sate that will give you full coverage on a salvaged vehicle.


How do you know if you have full coverage on your vehicle?

If your serious go ask your insurance company


Will my insurance covered my smashed window while i was on shoppingand some of my belongings were gone and stolen.?

Only if you have full coverage.


Where can one purchase full coverage automobile insurance?

The company Nationwide, (of which their moto is 'On your side') explains in detail the differing types of motor cover. Full coverage can be bought from this company.


My parked car has full coverage and was hit by an uninsured driver?

tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.


Will the Insurance Company pay for a rental car if the accident is your fault and if you have full coverage ins?

Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.


Is it possible to pay the difference for full coverage if motorcycle was stolen with just liability and still owe?

No. It would be insurance fraud to up to full coverage for a missing bike and then claim it was stolen. Quick ride to jail. Report it to police and you may recover it.


Will a finance company accept storage insurance instead of full coverage if the car is never driven If so how much cheaper is storage insurance compared to full coverage?

They will probably demand full coverage on the car whether you drive it or not. The storage insurance should be quite a bit cheaper than if the vehicle were actually in use on the streets, etc. Check with your finance company and your insurance agent.