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∙ 15y agoAn unendorsed ISO Personal Auto policy should pay your "Part B-Medical Payments Coverage" Limit to an insured,which is a no-fault coverage. This is usually a low limit of 1,000 or 5,000 but can be increased. Uninsured/Underinsured coverage could pay bodily injury or funeral expenses you incur if the negligent vehicle doesn't carry insurance or doesn't have an adequate amount. Also, there are endorsements available that could indemnify after a death such as "Auto Death Indemnity", which sounds like what you are needing.
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∙ 15y agoAbsolutely, yes. Most likely the family of the other person(s) killed will try to go after your husband's auto insurance coverage and potentially some of your homeowner's insurance coverage. Just because your husband was killed doesn't end his potential liability (if any) in the crash.
no-fault insurance Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you.
No. You will get a payment from the insurance policy if either * You are killed due to an accident or health issues or * You meet with an accident and are permanently disabled As long as you are healthy and alive, you will not get your insurance payout.
If you're dead.... Why does it matter?
This is known as bodily injury liability coverage, which is a required component of auto insurance in most states. It covers medical expenses, lost wages, and legal fees if you're at fault in an accident that injures someone else. The specific coverage limits and requirements vary by state.
On average a company has 60 to pay the settlement or notify the beneficiary if there are any problems concerning the settlement. If the beneficiary killed the insured person the company can refuse to pay.
Check with the bank that issued the gold credit card and ask that they provide you with the policy details for any coverage that was associated with your husbands card. I would doubt if any coverage applys however you should verify from the actual policies or ask your insurance agent or attorney to help you read them.
If you drive a motor vehicle without insurance and you are involved in a major accident where you are at fault, you could be sued for several million dollars if other parties in the accident are badly injured or killed. It's just not worth the risk.
If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.
It depends. If you are killed, you don't have to deal with anything. But if you survive, you'll probably be asked how you were driving (i.e. drunk driving). then you'll pay a HUGE fine. If it was an accident, then you'll probably be graced, and insurance will cover you. You'll need to have a good explanation, though, for why you had your car accident.
Travelers Life Insurance is a type of insurance that compensates a family if the person under the policy is injured or killed due to an accident while traveling. The websites of businesses that offer this insurance have more information about their individual policies.
By comparing pet insurance you can find out what they cover in case your pet gets sick or killed. You can also compare prices to see what you can afford and what kind of coverage you really need or want.