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Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.

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Q: If you are driving without insurance and have an accident in which the other driver is at fault can you claim damages from his insurance company?
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In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?

The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.


What should you do if your brother got into an accident driving your car and is not on your insurance policy and doesn't have his own insurance?

The claim will be made against your insurance and the company will decide if they will pay it. If they do, your rates will increase. If not, the responsible party will have to pay for the damages.


What happens if other driver was at fault but l have license suspended and no insurance?

You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.


What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?

You guessed it!


How can license be taken for damages owed to an insurance company?

In most countries a driving licence could not be taken as payment or punishment for damages owed to an insurance company as that you be a civil matter.


Can your driving record be checked by your insurance company?

Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....


How do insurance companies know you had an accident?

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.


Are there policies or companies that cover anyone driving your vehicle?

If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.


Driver become subject to liability insurance law when accident damages amount to?

You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.


If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?

Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.


If you were drinking and driving but did not cause the accident is the other persons insurance liable for all your damages?

Yes because you where still drinking


If my nephew is driving my company truck and has an accident do I file the claim on my insurance or the nephew?

no