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If the safety didn't work on the garage door and it closed on my trunk is that home owners or a car insurance claim?
This would be an auto claim assuming that you have comprehensive coverage on your vehicle. If your car was moving at the time it would probably be a collision. Homeowners specifically excludes coverage for motorized vehicles with certain exceptions (lawnmowers, Golf carts, etc). Your claim would be subject to your auto deductible. It is not advised to make small claims so don't make a claim unless it is really worth it. I have owned a small insurance agency for the past 22 years and worked for a direct writer for 3 years before that. State laws vary somewhat but this answer should apply everywhere.
What else can I help you with?
Why does my garage door not stay closed?
There could be several reasons why your garage door does not stay closed. Some common reasons include misaligned sensors, worn-out springs, or a malfunctioning garage door opener. It is best to have a professional inspect and repair the issue to ensure proper functioning and safety.
How can I ensure the safety of my garage by installing a garage safety sensor?
To ensure the safety of your garage, install a garage safety sensor. This device detects obstacles in the path of a closing garage door and automatically stops or reverses the door to prevent accidents or damage. Regularly test and maintain the sensor to ensure it is functioning properly and effectively protecting your garage.
Will home owners insurance be added to my mortgage payment?
The home owner's insurance will be added to the monthly payment. Not only for the safety of the property itself it is also a requirement for most states to have it on the house.
How does one choose safety insurace?
This depends on which safety insurance you are talking about. Home Owners? Vehicles? Typically, for both you should find an insurer with good reviews and check annual rates.
How can I ensure the safety of my garage by installing garage door eyes?
You can ensure the safety of your garage by installing garage door eyes, which are sensors that detect objects in the path of the closing door and prevent it from closing on them.
Does the company Safeco Insurance offer insurance for motorcycle owners?
Yes, Safeco Insurance does offer many types of motorcycle insurance. Motorcyclists with a history of driving safely, that have taken safety classes, even belonging to a biker club can be offered discounts!
Does a garage door opener need to be inspected?
It is recommended to test safety reverse features as per owners manual monthly. International Door Association should have info about testing on website
Can you store a 20gal propane tank in a closed garage?
It is not recommended to store a propane tank in a closed garage as it poses a fire hazard. Propane tanks should be stored in a well-ventilated area, preferably outdoors, away from heat sources and open flames. It's important to follow safety guidelines provided by propane suppliers.
Ask About Discounts For Non Owners Auto Insurance?
Many drivers don't own their own vehicles. For these individuals, a non owners auto insurance policy can be a very responsible buy. However, as with a standard policy, it's always good to ask your insurance provider about any available discounts when looking into non owners auto insurance. Many insurance companies will provide discounts to drivers with a history of safety or drivers who take special defensive driving courses. Other discounts may be available depending on the insurance provider, but it's always a good idea to ask or research discount options online to get the lowest possible non owners auto insurance rates.
Why do I have to register my car every year?
You have to register your car every year to ensure that it meets safety and environmental standards, and to keep track of ownership and insurance information. This helps maintain road safety and accountability for vehicle owners.
Are automatic garage doors safe?
Automatic garage doors are safe. They have safety mechanisms that make them operate safely. You can readily install automatic garage doors to secure your garage and they are also equipped with latest technologies.So long as you keep them working properly you should have no safety problems.
What types of policies are offered by Safety Auto Insurance?
I did a search and could not find info on a company called "safety auto insurance, but for safety, you should purchase auto insurance for every vehicle you own. This is a safety measure that protects everyone.
