ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident
no. u can borrow one, rent one, etc
depends on your insurance plan, call your adjuster.
No. Car insurance is placed on a car, If you don't own one, you cannot get a policy. The person who owns the car you might borrow should have the extra insurance coverage for other drivers using his/her car.
Yes, unless you are under the influence of alcohol or drugs
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
Yes, as long as you have proof of ownershipand insurance. Might wat the American friend to write out a letter stating you have permission to use the car.
Yes occasional authorized use by other licensed drivers carries over. It has to since mechanics etc have to test drive for repairs, valets, etc etc
no maybe u can borrow a friends? no maybe u can borrow a friends?
Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details. As long as you don't live in the household, and you can borrow their car, their insurance policy will follow the vehicle.
Borrow - No. You cannot borrow directly from your insurance policy. But, you can borrow with your insurance policy as "collateral". Only certain types of insurance policies where there will be a guaranteed payout at maturity will be eligible for loans. Simple pure term policies that pay nothing if you outlive the policy period will not be eligible for these type of loans.