Yes, your deductible would apply.
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∙ 14y agoIt can. Depends on the item & your deductible.
Most smoke detectors are worth far less then your deductible. But electronic failure is usually not a covered peril in a homeowners policy.
No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.
Even though trees can act as lightning rods and attract lightning due to their height and moisture content, the danger comes from the potential for the tree to be struck and for the electricity to travel through the ground to anyone standing nearby. Lightning doesn't always leave visible damage on trees, but it can still be hazardous to take shelter under them during a storm.
Nope, a homeowners policy does not cover the home owner.
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
Most homeowner insurance will cover for public liability but you need to read your policy.
If i go out of town and live the water running from the sink would mu homeowners cover the claim
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
No, homeowner's insurance only overs damages on the house.
A well pump is covered property as part of the home. As always, the key is the cause of loss and not just that the item is damaged. Probably the main covered way for a well pump to be damaged is through lightening damage.
No, in fact standard homeowner's policies specifically exclude coverage for vehicles.