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Yes, your deductible would apply.

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15y ago
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Q: If homeowner cover lightening strikes is there a deductible?
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Will Homeowner's Insurance Policy cover something stolen out of a car?

It can. Depends on the item & your deductible.


Will homeowner insurance cover defective smoke detectors?

Most smoke detectors are worth far less then your deductible. But electronic failure is usually not a covered peril in a homeowners policy.


Is there a deductible on the Medical Coverage portion of Homeowners' insurance?

No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.


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Nope, a homeowners policy does not cover the home owner.


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If i go out of town and live the water running from the sink would mu homeowners cover the claim


Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.


Does homeowner's insurance cover engine failure?

No, homeowner's insurance only overs damages on the house.


Do homeowner insurance cover well pump?

A well pump is covered property as part of the home. As always, the key is the cause of loss and not just that the item is damaged. Probably the main covered way for a well pump to be damaged is through lightening damage.


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Does homeowners insurance a bike stolen at a store?

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