It is okay if it leaks a bit of water outside but if it is leaking inside the house no it is not normal or okay.
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
I think, only a guess that the pipe under the house and possible even those inside are not covered. The damage they cause probably is, but not the pipe itself. Ask your agent.
It just depends on what caused the leak. Was the cause of the leak by a covered peril such as fire, wind, hail etc? If so, then yes it would be covered. If not, then it would not be covered.
The water damage would be covered, assumming it was a sudden leak, not a leave occurring over and extended period of time. The vent boot would not be covered.
You will not be able to fix air conditioner leaks by yourself. You will need to find and call a qualified technician. Use your local yellowpages book or yellowpages.com
There are commercially available sealers made.
Typically, a standard homeowner's insurance policy may cover damage from roof leaks caused by snow and ice. However, coverage may vary depending on the specific policy and the cause of the damage. It's important to review your policy and contact your insurance provider to determine if you are covered for this situation.
check the air conditioner hose.
Have the A/C lines checked for leaks.
condensation plate has a hole in it?
No, if a windshield seal is broken and leaks, it is not covered under the windshield law in Florida. You must have a cracked or broken windshield in order to be covered in this instance.