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No, of course not. The vehicle owner is not liable for the actions of a criminal who stole a vehicle. To hold the victim liable would be a second victimization of that person.
The liable party is the thief who stole the car and did the damage, not the already victimized owner.
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If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Can coverage on a non-owners auto insurance policy be extended to a company car that I drive?
No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.
Vehicle owners purchase insurance from an insurance company by paying a?
The answer for whatever exam you are taking is "premium".
Who is liable when a car hits a fence?
it would be the driver/owner of the vehicle...the insurance (assuming there is ins) on the vehicle would be liable for the repair to the fence assuming of course that the driver of the vehicle had the owners permission to drive subject to any exclusions in the policy
Is Auto Owners Insurance Company a parent company of Utica Mutual Insurance Group?
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
What happens when you let someone with no licenses drive your car and they get in an accident?
The vehicle owners insurance company will most likely not pay the bill. Since the vehicle owner allowed an unlicensed driver to illegally operate their vehicle. The vehicle owner as well as the driver are both equally liable for the damages. The vehicle owners insurance company will most likely have to pay a negligence claim against the owner of the vehicle. If the insurer determines that their was fraud involved, such as intentionally failing to schedule a known driver to avoid premium then the Insurer may deny coverage under the policy.
Who is liable when a tree limb falls on my car?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
Does your home owners insurance cover damage to neighbors car due to high wind?
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
If you are the registered co-owner of a vehicle but you are not listed as a co-owner on the insurance policy covering the vehicle do you need to be a named co-owner on the insurance policy?
Since the owner or owners can be both be held fully liable for any associated losses or claims related to the operation and ownership of the vehicle. It would be foolish not to protect all listed owners from financial loss.
Does home owners insurance cover a person getting hurt on your property?
Yes, if you carry liability insurance on your homeowners policy and you are found liable for an injury to another while on it your insurance company would respond to a notice of loss.
Are loaned vehicle owners liable for vehicles busted in drug busts?
yes
