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Technically you would notify the insurance co and pay back the money....wouldn't you?

AnswerMost insurance policies have provisions explaining what you are supposed to do if you recover lost property for which you have been paid under the policy. Usually the provision requires you to notify the carrier you have recovered the item, and then either return the money paid, or give the recovered item to the insurer. You have to read the provision in the policy.
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If a claim is paid for a piece of lost jewelry what happens if the item is later found?

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