The dog owner is responsible for his dog so you can sue the owner
The registered owner is only required to furnish liability insurance. If the owner does not have sufficient coverage (liability, comprehensive or collision), then the driver's policy would invoke as secondary coverage. It's not nice to borrow someones vehicle, wreck it and then claim ""not my responsibility". after all, you did borrow the vehicle.
Ultimately the vehicle owner is responsible, but not sure I understand how the owner is also not on the policy? If you could be more specific I could be of more assistance. The policy covering the vehicle (regardless of the owner, subject to exclusions), will cover, thus be responsible for the vehicles damage and actions.
In this case, call the broker who handles the master policy for the condominium association. Who repairs the damage and who pays for the damage may be different. The broker and the board and any involved owners can review the governing documents to determine who owns the basement. Further, determination must be made for the cause of the water damage.
No.
The owner of the vehicle will be held responsible for the damage. The owner certainly has the right to go after the driver for compensation.
Yes. you are responsible for damage to private property. the owner does not have to have a reflector on the chain. its his and he owns it. ok. what you can do is go to the owner accept responsibility for the damage you caused and offer to replace or pay for it.
How is it possible that a river erodes a non riparian owner's property? Any land adjacent to a river is riparian.
The owner of the car listed on the insurance policy.
It may, call your claims department or your agent. If the damage was a result of the owner's neglect of regular maintenance, but ask your agent anyway.
Usually, yes. If you damage something that doesn't belong to you, you're responsible for paying for the damage. Many stores don't require customers to pay for accidental damage, but they can.
Read your governing documents to determine who owns the fuse panel, the unit owner or the association. As well, your board can help you determine who is responsible to fix/replace the panel and who is responsible for paying for it.